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State Farm® Insurance Agent

Joan Warner

Joan M Warner Ins Agcy Inc

(248) 474-8020

Office Hours

After Hours by Appointment

Address

23285 Farmington Rd
Farmington, MI 48336-3101

On Farmington Rd. North of 9 Mile and South of Grand River, next to Chase Bank

Profile photo of a State Farm Agent named: Joan Warner

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

23285 Farmington Rd
Farmington, MI 48336-3101

Location Details

  • Parking: In front of building
  • No steps/stairs

Languages

English, Cantonese, French, Vietnamese, Chinese (Other)

The Warner Agency Winter Driving Safety Newsletter Stay Safe on the Road This Winter Issue — December, 2025

Welcome to Our Winter Driving Safety Newsletter!

As the temperatures drop and winter weather approaches, safe driving becomes more important than ever. In this issue, we’ll share essential tips to help you prepare your vehicle and drive confidently through snow, ice, and reduced visibility.

Prepare Your Vehicle for Winter

  • Check Your Tires: Ensure your tires have enough tread depth and are properly inflated. Consider switching to winter tires for better traction.

  • Test Your Battery: Cold weather can reduce battery power. Have it tested and replace it if needed.

  • Replace Wiper Blades: Visibility is critical. Use winter wiper blades and fill windshield washer fluid with antifreeze solution.

  • Keep Lights Clean: Clear snow and ice from all lights to ensure you’re visible to others.

Safe Driving Practices

  • Slow Down: Roads may be slippery. Reduce your speed and allow extra time to reach your destination.

  • Increase Following Distance: Give yourself at least 5 seconds of space between you and the car ahead.

  • Avoid Sudden Movements: Brake, accelerate, and steer gently to maintain control.

  • Use Low Beams in Snow or Fog: High beams can reflect light and reduce visibility.

  • Watch for Black Ice: Bridges and shaded areas freeze first—drive with caution.

Build an Emergency Kit

Keep these essentials in your vehicle during winter months:

  • Warm blanket and extra clothing

  • Flashlight with extra batteries

  • Ice scraper and snow brush

  • Shovel and sand or kitty litter for traction

  • First aid kit and non-perishable snacks

  • Jumper cables and a charged phone

Stay Informed

Monitor local weather reports and road conditions before traveling. Apps and websites like The Weather Channel can provide real-time updates. December, 2025

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

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To be a pro-active and efficient office, reinforcing that State Farm and our agency is our customer's first choice for insurance and financial service. Our goal is to help our customers insulate the assets they currently own, and to grow the assets they will need in the future.

The Warner Team in front of our office.

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